PACIFIC
COASTLINE
ESCROW
Specializing in Residential & Commercial Escrow Services.
Our mission is to provide constant communication, compassion, and education in order to make buying and selling simple for our clients.
Pacific Coastline Escrow is a financially secure Department of Financial Protection & Innovation approved escrow company that is fully bonded and insured.
Services Provided:
Residential Sales
Short Sales
New Construction
REOs
Commercial Sales
Relocations
1031 Exchanges
FSBO
Vacant Land
Refinances
Trust Sales
Notary/Mobile Notary
Probate
First Responders Discount
THE ESCROW PROCESS
What Is Escrow?
When the decision is made to purchase a property, terms and conditions are established for the ownership transfer of that property. These terms and conditions are given to a third party known as the escrow holder. The escrow holder acts for both parties and protects the interests of each within the authority of the escrow instructions.
How Does the Escrow Process Work?
The escrow is a depository for all monies, instructions and documents necessary for the purchase of your home, including your funds for down payment and your lender's funds and documents for the new loan. Generally, the buyer deposits a down payment, and the seller deposits the deed and any other necessary documents with the escrow holder. Prior to close of escrow, the buyer deposits the balance of required funds with the escrow holder. The escrow holder delivers the monies to the seller and forwards the deed to the title company for recording. The title company notifies the escrow holder that a policy of title insurance can be issued, showing title to the property is vested in the name of the buyer. The escrow holder handles the prorations and adjustments on any fire/hazard insurance, real estate taxes, rents, interest, etc., based on the escrow instructions of both parties. Escrow is completed once all terms and conditions have been satisfied and all parties have signed escrow documents.
How Do I Open an Escrow?
Your real estate agent will open the escrow for you. As soon as you execute your purchase agreement/joint escrow instructions, your agent will place your initial deposit into an escrow account with a closing company, such as Clearmark Title.
Broker calls or appears in person to give information needed to open escrow
Prepare escrow instructions and pertinent documents; mail or deliver to all parties
Escrow orders title search
Obtain signatures
Process financing.
Existing financing. OR New financing.
Receive and review
preliminary title report
Request beneficiary statement
and/or assumption paperwork
Borrower makes new loan applicationand/or assumption paperwork
Escrow researches any liens, judgments, etc. appearing in the title report, in addition to loans of record
Review terms of transfer and current loan status
Escrow checks with lender periodically to coordinate loan status & escrow documents
Escrow orders and reviews demand for payoff
Determine whether lender's prior approval is required for transfer
Escrow obtains terms of loan approval and requests new loan documents
Escrow audits the escrow file to determine that all conditions have been met and that all documents are drawn properly and valuable for borrower's signatures.
(i.e: any contingencies are released; termite inspection/completion are in order; fire insurance policy is ordered; any required grant deed, second trust deeds and notes, bills of sale, etc, are in order)
Escrow "pre-figures" the file to determine either the approx. amount of proceeds, or the
amount of money required to be deposited to close escrow
Escrow researches any liens, judgments, etc. appearing in the title report, in addition to loans of record
Escrow contacts borrower for appointment to sign and deposit funds, if required
Title officer reviews documents and "dates down" the file in preparation for recording
Return signed loan documents to lender with written request for loan funds
Underwriter/funder reviews the loan file and gives OK for funding
Documents record at escrow's request; loan proceeds are disbursed to escrow; payoffs made
When all conditions are satisfactory, escrow requests loan funds from the new lender
New loan funds are sent to title company
Escrow authorizes title to record documents
Escrow prepares final settlement statements and disburses funds, forwarding final closing documents to all parties
OUR TEAM
Pacific Coastline Escrow is a company with some of the best and brightest senior escrow officers in the industry. With decades of collective experience, Pacific Coastline is the best choice in Los Angeles for helping you secure your most important asset.
Our reputation of providing the highest possible service is just one benefit you can expect when choosing us as your escrow officer. We offer quality escrow services throughout all of Southern California. Our clients receive the highest level of service from our knowledgeable escrow officers, support and sales staff. With decades of collective experience, Pacific Coastline is the right choice for helping you with your escrow needs. We look forward to meeting you soon and building a lasting business relationship together.
DEBBIE REYNOLDS
SENIOR ESCROW OFFICER |
BRANCH MANAGER CALABASAS |
REGIONAL MANAGER
818.200.4700
DANNI CHVOSTAL
SENIOR ESCROW OFFICER |
BRANCH MANAGER LONG BEACH
562.961.1487
ASHLEY PARISI
Jr. ESCROW OFFICER
818.200.4700
SARAH HANDLEY
ESCROW OFFICER
562.961.1487
ELLEN COVER
ESCROW ASSISTANT
818.200.4700
MARICELA RUIZ
Jr. ESCROW OFFICER
562.961.1487
KARINA RUIZ
SENIOR ESCROW ASSISTANT
562.961.1487
HAYLEY COHEN
CLIENT RELATIONS MANAGER
818.297.0828
David Abas
The Abas Group
I highly recommend Pacific Coastline Escrow. Debbie Reynolds really cares about her clients and it comes across in the way she conducts her business. I have used several great escrow companies over the years and Pacific by far has provided me with immediate attention. They pay special attention to detail and are always happy to help. They are always responsive, whether it’s during normal business hours or after hours. This is very important to have as a Realtor as my job never stops and I like to get my clients’ immediate answers. The entire team is phenomenal and are wonderful to work with. Thank you Debbie & team!
Filip Crispino
Realtor
Pacific Coastline Escrow is an excellent escrow company. Debbie Reynolds has been handling our escrows and she is a very knowledgeable and reliable escrow officer. Debbie and her team go above and beyond to service our escrows and take wonderful care of our clients. We really enjoy working with her and her team and we highly recommend Pacific Coastline Escrow.
Robert & Jennifer Maraia
The Maraia Group
Debbie, Ashley and Ellen are great! They are communicative and efficient. They have the ability to recognize potential issues and advise accordingly, giving all parties an opportunity to correct the issue before it gets worse. They have great "bedside manner" as well - always very courteous to the realtors as well as their clients and always smiling! I look forward to many more successful escrows with Pacific Coastline Escrow!
Robb & Nikki Friedman
Luxury Agents
Debbie Reynolds and the Pacific team is amazing! We have done multiple transactions with them and have been equally impressed every time. Debbie knows her business and takes the stress out of the whole process with her efficiency and overall nice personality!
TESTIMONIALS
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CONTACT US
OUR LOCATIONS
CALABASAS OFFICE
5010 N Parkway Calabasas, Suite 105, Calabasas CA 91302
Email: calabasas@PacificCEscrow.com
Tel: 818.200.4700
Fax: 818.337.7374
License Number: 96DBO-104537
LONG BEACH OFFICE
6621 E. Pacific Coast HWY #160, Long Beach CA 90803
Email: longbeach@PacificCEscrow.com
Tel: 562.961.1487
Fax: 562.961.1469
License Number: 9DBO-125813
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